Tonya Clark's Blog

3 Factors to Consider Before You Counter an Offer to Purchase
Posted on 01/26/2020
3 Factors to Consider Before You Counter an Offer to Purchase
You don't need to be a home selling expert to counter a buyer's offer to purchase your house. In fact, sellers who know what factors to consider as they evaluate a homebuying proposal may be better equipped than others to submit a successful counter-offer. Now, let's take a look at three factors a seller should consider before countering a...
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Selling a Home: Tax Considerations
Posted on 01/19/2020
Selling a Home: Tax Considerations
Photo by Acharaporn Kamornboonyarush from Pexels In a nutshell, if you have owned a home for five years and lived in it for at least two out of five years, or if you’ve owned the house for two years and lived in it the entire time, a single person has a $250,000 tax exemption. If you are married,...
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How to Choose an Outdoor Heater
Posted on 01/12/2020
How to Choose an Outdoor Heater
Image by Alessandro Lonati from Shutterstock The benefits of having an outdoor heater cannot be over-emphasized as it significantly impacts the amount of time you spend enjoying your outdoor space during colder weather. There are critical factors to consider when choosing the right outdoor heater. The Location of The Outdoor Heater To determine which type of outdoor heating...
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Relocation: Homeowner Costs to Consider
Posted on 01/05/2020
Relocation: Homeowner Costs to Consider
Image by Mohamed Hassan from Pixabay There are many parts and pieces that go into relocation. Finding the perfect home is, of course, an important step in the process. But once you have found a residence in your new city or town, it is crucial to consider other home-ownership factors that will affect your monthly and annual expenses....
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Is a Smart House Device Right for You?
Posted on 12/29/2019
Is a Smart House Device Right for You?
A smart home device may prove to be a time (and money) saver. However, not all smart house devices are ideal for all homeowners. If you select a smart home gadget that fails to accommodate your day-to-day needs, you risk wasting time and resources on a device that delivers little to no return on investment. Ultimately, it helps to...
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Why You Should Write An Offer Letter
Posted on 12/22/2019
Why You Should Write An Offer Letter
If a seller is motivated and your offer is the only one that comes in on a home for sale, you may have an easy time getting the home of your dreams. If there are multiple offers on a property, it’s a different story. If there’s competition, it’s simple math that your odds in favor of you getting the...
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How to Determine Your Lending Eligibility for an FHA Loan
Posted on 12/15/2019
How to Determine Your Lending Eligibility for an FHA Loan
FHA loans have long been a valuable resource for Americans who want to fulfill their goal of homeownership but who don’t have the benefit of a lengthy credit history and equity. If you’re hoping to buy a home in the near future but want to explore all of your options in terms of financing, this article is for you....
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Features That Increase Your Home’s Insurance Cost
Posted on 12/08/2019
Features That Increase Your Home’s Insurance Cost
Image by designer491 from Shutterstock If you purchase a new home, you will need to purchase homeowner’s insurance. If you’ve never owned a home before, you may not realize all the factors that go into the cost of insurance. When looking for a home, it’s easy to get caught up in the house’s structural design, the marble countertops,...
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Navigating the Mortgage Pre-Approval Process
Posted on 12/01/2019
Navigating the Mortgage Pre-Approval Process
Image by Precondo CA from Unsplash Buying your first home can be stressful enough without worrying about whether or not your mortgage loan pre-approval is going to go through. You may not be prepared for the mountains of paperwork that you'll need to submit before a lender gives you the thumbs' up. That's why it's such a good...
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The Most Useful Things To Have For New Or Soon-To-Be Homeowners
Posted on 11/24/2019
The Most Useful Things To Have For New Or Soon-To-Be Homeowners
Purchasing your first home will be one of the most rewarding and fulfilling parts of your life. It’s an important milestone on the way to financial independence and to starting a family for millions of Americans. It also comes with a lot of responsibilities and unforeseen expenses. A Reddit user asked the online community what items ended up being...
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Signs That Now Is a Good Time to Sell a California Luxury Residence
Posted on 11/17/2019
Signs That Now Is a Good Time to Sell a California Luxury Residence
If you own a luxury home in Beverly Hills, Malibu or elsewhere in California, now may prove to be the perfect time to list your residence. In fact, there are many signs that now may be the right time to add your Golden State luxury house to the real estate market. These include: 1. You want to move into...
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Determining Fair Market Value
Posted on 11/10/2019
Determining Fair Market Value
Image by Andrey Popov from Shutterstock The term "fair market value" is the price at which an interested but not desperate buyer is willing to buy and a motivated but not distressed seller is willing to sell on the open market in your location. The set value depends on recently sold similar-sized homes with like amenities, upgrades, and...
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